A Statement from the Insurance Industry in Kenya

Following the recent unfortunate developments in the country, the insurance industry wishes to express its deepest sympathy and solidarity with all Kenyans for the injuries suffered, loss of life, destruction of property and the displacement of persons.

The industry is aware that a number of insured properties were lost or damaged during these unfortunate disturbances. Insured lives have also been lost, and serious injuries suffered.

The industry would like to advise members of the public in general and those who have insured their properties in particular, that loss or damage arising from political risks is not covered.

However, Insurance Companies are willing to discuss the claims arising from the disturbances positively.

To facilitate this process, policyholders who may have suffered loss or damamge to their properties are advised to contact their insurers with claims details and supporting documents for further guidance and advice.

Call for Peace

Kenya has made great strides in the establishment of peace and tranquillity since independence. We must continue on this path of peace for sustained development running to future generations.

We join other Kenyans in solidarity and empathize with all those who have been directly or indirectly affected by the disturbances as we call on leaders to embrace dialogues as a crucial factor for peace restoration in Kenya.

Signed

Association of Kenya Insurers

Mr. Ben Wairegi (Chairman-AKI)

Association of Kenya Reinsurers

Mr. George Otieno (Chairman – AKR)



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Equity to open two branches in Nyanza

Story by JUSTUS ONDARI
Publication Date: 1/23/200

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Equity Bank CEO, Mr. James Mwangi. Photo/ FILE
Equity Bank has announced plans to open two new branches in Nyanza Province in two weeks time despite the Orange Democratic Movement’s call for economic boycott on firms associated with the government.

The bank will open the branches at Mbita Point in Suba District and Bondo in Bondo District after the Kitengela branch, which was opened Tuesday.

Addressing the press in his office in Nairobi Tuesday, the bank’s CEO, Mr James Mwangi, also said none of the institution’s 72 branches was physically destroyed by the post-election violence that has rocked the country.

“Only 10 branches were closed for four days during the entire period,” said Mr Mwangi.

Reacting to the boycott call, which is allegedly targeting businesses that are said to have supported President Kibaki’s campaign the General Election, Mr Mwangi down played its threat to the bank saying that ODM leader, Mr Raila Odinga, had exonerated it from such an action since it supports the poor.

“Mr Raila (Odinga) said on (last) Friday that it is foolhardy to target Equity Bank as it is helping the poor across the country by empowering them economically,” said the CEO.

He said Mr Odinga had reiterated the same message during an interdenominational prayer meeting for post-election violence victims held in Kisumu on Monday.

“We are not sure of the two statements (over the boycott) but we think the original was erroneous,” he said after handing a Sh10 million cheque to the Tumaini na Undugu (Hope and Brotherhood) initiative towards assisting those affected by the violence.

The initiative, which aims to raise Sh250 million, is a joint initiative by the bank, Kenya Broadcasting Corporation, the Presbyterian Church of East Africa, Methodist Church and the Anglican Church of Kenya.

Mr Mwangi, however, challenged politicians to weigh the impact of their actions before speaking.

On the bank’s customers affected by the violence, he said some insurers had agreed to treat the incident as arson to facilitate their compensation.

Mr Mwangi admitted that the bank may write off some of the loans for those who may not have been insured, a figure he placed at Sh30 million.

He maintained that the bank has recorded good business during the crisis saying its loan portfolio had hit the Sh1 billion mark since the start of the year and the deposit base increased by Sh500 million.


www.nationmedia.com



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Kenya MPs' Sh750,000 salary for one day

Members of parliament are laughing all the way to the bank this week as they collect their first gross salary of Sh 750,000 after working for just a day.

The Parliamentary Service Commission (PSC) is in the process of dispatching the January salary for the 207 MPs sworn in last Tuesday.

This is despite the fact that the MPs have officially worked for a single day, Tuesday January 15, when they elected Kenneth Marende as the Speaker and Farah Maalim as his deputy before they were sworn in.

President Kibaki has since prorogued parliament until March.

The cash includes a basic salary of Sh 300,000 and a minimum commuted mileage (Sh 75,000), entertainment allowance (Sh 60,000), extraneous allowance (Sh 30,000), house allowance (Sh 70,000) and monthly car maintenance allowance (Sh 247,000).

The MPs will also get as part of January remuneration, mileage calculated at sh 115 per kilometre and gym membership allowance of sh 2,000.

An MP is also entitled to vehicle fixed cost allowance (Sh 336,000), monthly committee meeting attendance allowance (Sh 40,000) and constituency allowance (sh 50,000).

And since they were sworn in, the legislators have been flocking the clerk's office as well as the cash office to fill the required forms for a raft of other allowances they are entitled to.

These include Sh 3.3 million car loan and sh 10 million loan to buy a house, both of which are interest-free.

"I cannot tell you anything about salaries. You are always sensational when it comes to our salaries," said one MP who also served in the ninth parliament as he left the cash office yesterday.

Unlike in most other countries, where an independent committee sets salaries for MPs, Kenyan MPs determine their own pay.

Towards the end of the ninth parliament, the lawmakers voted themselves a sh 1.5 million gratuity, making the Kenyan parliament probably the only institution in the world in which employees are paid both a gratuity and a pension.

Further the vice-president, official leader of opposition, ministers, assistant ministers, whips and Parliamentary Service Commission (PSC) members are paid extra allowances, sometimes amounting to sh 300,000 a month.



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500,000 workers have lost their jobs since Christmas

Around 500,000 workers have lost their jobs over the last two weeks due to post election violence.

And now the Central Organisation of Trade Union is warning that more workers are likely to be jobless unless things return to normal quickly.

On Friday, the union separately met president Mwai Kibaki and ODM leader Raila Odinga and pleaded that they enter into talks to end the impasse and save the country's industries.

COTU boss Francis Atwoli said majority of the job losses were caused by companies which have laid off staff because of low business or closure. Workers have also been forced from their homes and jobs because of insecurity while some have been killed or injured.

Worst affected are workers in the tourism, agriculture and construction sectors where it is estimated more than 250,000 people have become jobless.

The tourism sector has particularly been adversely affected with thousands of casuals and other workers laid off as hotels close down due to lack of visitors. Majority of the hotels are recording less than 20 per cent occupancy forcing some of them to lay off nearly 95 per cent of their workforce.

"According to the Kenya Hotels and Allied Workers union, 30,000 people have so far been sacked in the toruism sector following the violence," COTU secretary general Francis Atwoli said.

The Coast branch chairman of the Kenya Association of Hotelkeepers and Caterers, Mohammed Hersi said 20,000 workers had been laid off by the industry as of last week. More lay-offs were expected later in the month unless there was a dramatic improvement in the situation.

In Eldoret 10,000 workers have so far been laid off by textile firms like Ken Knit and supermarkets which have been leased out.

"In Rongai and Bomet more than 60,000 employees in the tea and sisal industry have been laid off," he said.

Unilever which is one of the leading manufacturers of home care products laid off 20,000 workers while James Finlay which specializes in tea nad flower farming laid off 15,000 employees, he said.

"The situation is critical and unless calm is restored many more employers will be forced to lay off workers because of hostile business environment," warned Atwoli.

He said in Kisumu 100 workers have been killed while in Kericho 20 workers had died following the violence.

More than 10,000 workers in Kibera, Mathare and Dandora have been displaced, majority of them the people who work as casuals in the city's manufacturing and construction center.

The Kenya Association of Manufacturers chief executive Betty Maina said employers had so far lost property and goods in excess of Shs 3 billion.

Those who did not have their buildings destroyed or looted are incurring losses as they have lost a big share of their supply outlets and are therefore unable to sell their products.

"The loss so far stands at two per cent of last year's GDP", she said.



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Calls to Reject Mass Action

THE Orange Democratic Movement (ODM) is now calling for Mass action- starting Wednesday next week - I WISH TO ASK ALL KENYANS TO REJECT AND BOYCOTT IT.

I am calling on ALL Kenyans to reject the calls to return the street for a cause that ODM leaders are calling protest - great protests are sustained campaigns they are coordinated goal oriented processes, but in this case it is merely a call to protest results of a disputed election. It does not in any way warrant the death, suffering and pain the Kenyan people are going through.

Faced with a similar situation, and with little faith in the judicial system but a great believer in institutional democracy, Al Gore moved to court and there too he lost and he did not lose hope he went to the Supreme court and lost again. He then famously declared - "what has happened is in the past, the perceptions may last but a finality must come and having done all that is justified by our constitution here comes the finality," More importantly Al Gore who had been clearly rigged out of the United States elections with a majority vote on one side stood on the court stairs, looked at the press after placing a call to President Bush and congratulating him for winning - and boldly declared, "While I strongly disagree with the court's decision, I accept it."

I intentionally pick on the Al Gore example for in most ways it sounds like our 2007, depending on where you stand in political leaning, Al gore went on; "We put country before party", in reference to Americans. He quoted Stephen A Douglas, who lost to Abraham Lincoln in 1860, as saying that after an election, "partisan feeling must yield to patriotism". Thanking everyone who had worked on his campaign, Mr. Gore said: "I particularly urge all who stood with us to stand behind our next president." Against expectations, Mr. Gore actually used the word "concession" in his speech, saying "I offer my concession".

I am suggesting that the way forward in the stalemate is for Raila to concede. The passions being experienced in the country, which have taken tribal angles in some areas can be sacrificed for the sake of our patriotic nation. Mass demonstrations will only serve to aggravate the passions that had began settling down, and it is the job of a responsible media to present a picture of sanity when it eludes our political leaders, we proudly assume that role. President Mwai Kibaki on his side should move with urgency to restore confidence in our land. At least it is on record that he invited the Raila Team for a meeting but they declined. It would be interesting to see if he would honor an invite from the Raila team. But even as a political solution is being searched for, the leaders should join up and stop the violence. They should jointly visit the affected towns and stop the killings, for since both have committed themselves to peace, let them then practice it.

The opposition has several times said that the protests were voluntary acts of a voters who cannot stand rigging. If that is so, I pose rather boldly why are their families away from the protests? I am quite sure that the children of Najib Balala, Raila Odinga, William Ruto and Charity Ngilu are equally unsatisfied and would be willing to take up the protests but where are they? They are absent! In fact some of them are out of the country schooling in the comfort of abroad democracy as we are busy killing ours.

I ask Kenyans to instead strengthen our institutions especially the Electoral Commission of Kenya to ensure that we are never again going to find ourselves in such a situation and the judicial system too. With the same breath, I call upon Kenyans not to stay in their houses on Wednesday. We have to show a strong spirit lets all turn up for work and lets all go on with our lives, lets not allow the noises and threats of violence be used as a blackmail to our normal lives - political arguments should stick at that level political.

Above all remember when you will be attempting to balance your budget and maybe with no January Salary - the political clique will be smiling all the way to the bank for their Shs.1.2 Million a month salary and this is the year they all get Shs.3.5 million to purchase top of the range cars -tax free. Come on guys lets not be drawn in political wars that justify the living standards of the elite and continues to impoverish us.

But finally - OUR LIVES MUST GO ON! We cannot stay put in the streets, and we cannot keep interfering with our daily lives, we must begin living and that is our minimum demand and as a website we will fearfully push for that cause.



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Who will tame the Kalenjin Warlords?

They are still burning houses and mass murders of their Kikuyu neighbours. Other communities in the rift valley areas where they dominate are starting to be targeted too.

Only yesterday that they raped a pregnant woman? Roadblocks are the order of the day, with drank Kalenjin youths terrorizing motorists and their passengers. Woe unto you if you are a Kikuyu. Can William Ruto be trusted to bring peace in the region as he demonstrates and agitates for justice? Or will he turn a blind eye to the spilt blood of innocent Kenyans? Or will he fuel more violence against the Kikuyus by financing the massacre of innocent Kikuyus who never were at KICC altering form 16As to deny him the phantom prime minister position? Does he and Kosgeys of these world know that their sacred tribal soil is soaking with enemy blood?

In Coast, areas outside Mombasa town, MPs - those who won their seats through the orange democratic movement - are said to be paying their constituents money to eliminate Kikuyus among them and burn their houses and property. The reason being given is that whilst other opposition areas have massacred the enemy, these Coast areas have been silent. Security forces have been alerted.

Oh God of all creation, bless this land and nation
Justice be our shield and defender,
May we dwell in unity, peace and liberty
Plenty be found within our borders

ODM, ODM, ODM? Is this your sense of justice?



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Top 10 campaign issues: The Muslim Block

If there is one minority grouping that have made a strong case for their consideration in this year's presidential vote, it is the Muslim religious faith.

For the past two months, this group has managed to hit the headlines severally. No presidential candidate has managed to avoid them. With the exception of Nazlin Umar, the rest of the presidential candidates are assumed to have a Christian back ground. They are all going head over heels promising anything in their imagination to woo the Muslim vote. The three main contenders has been televised in numerous occasions dressed in kanzus and other clad normally associated with the Islamic-oriented culture.

In this campaign issue, Raila has a head start and wherever he goes that there is a muslim following, he resonates well with them. It is no secret that Raila Odinga will receive the lion's share of this vote. He has confessed to signing an MOU guaranteeing them that he will look into their interests when he gets into power. This MOU has been subject to various debates, with the Christian faithfuls been subject to propaganda from those opposing the MOU with Muslims. The impact as to whether Raila-Muslim MOU will make him loose a sizeable Christian vote has not been established. One strong factor is that Christians are not good at coalescing around a certain thinking line and take cardinal positions without splitting. The numerous church splits are a point to note.

Sometimes it is hard to distinguish Islam-faith related concerns to those of terrorism. The main contention of late has been the people who have been victimised by the Kibaki administration after being suspected to have been sympathetic to the global terrorist cause and anti-Somalia government (Islamic Courts government in Somalia). Some Kenyans of muslim faith have been allegedly expatriated to Ethiopia, Somalia and Cuba. This has been the major contention that the muslim vote has a beef with Kibaki. Other concerns are related to the 'marginalisation' of the coast and north-eastern Kenya communities which are predominantly muslim. It is good to note that in the 2005 referendum Kibaki campaigned for a constitution that allowed for kadhi courts, that the muslim vote wanted while Raila campaigned for its rejection.



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